Our team monitors changes and trends in the market to offer friendly guidance and expertise. Health insurance is a necessity for you and your family, and we deliver solutions that work.
Know Your Benefits
Individual health insurance is health coverage that is purchased by an individual or a family and not tied to a job or a group of policyholders.
Many people get health insurance through their employers. However, if you do not currently participate in your employer’s health plan, or if your employer doesn’t offer coverage, obtaining individual insurance is a good idea to ensure that you and your family can receive affordable routine health care and be protected from high costs in the event of a medical emergency.
Beginning in 2014, having some form of insurance that provides minimum essential coverage is more important than ever. That’s because the Affordable Care Act (ACA) requires most individuals to obtain coverage or pay a penalty. While fairly small in 2014, the penalty increases significantly over the next two years and will continue to be adjusted with inflation.
Call us today to best understand the best plan for you.